I have a belt from the Beltman (thebeltman.net) and I love it. It really makes the whole thing a lot easier and it's the nicest belt I've ever had. For me, it's been a game changer. That said, as long as you practice your draws and reloads from however you carry enough to do it under stress, and you feel comfortable enough to actually carry all the time, whatever works for you is right. :)
If you're having trouble, though, getting everything to be comfortable to keep it up every day, or being able to draw reliably, try a good belt (Wilderness instructors belt 5-stitch or a crossbreed are just fine) and I'll bet it works out for you.